Education & Academic Calculators

Excel in your academic journey with comprehensive calculators for grades, fees planning, scholarships, and study management

College Fees Planner

Plan and budget your complete college education expenses

💰Course & Fees Details

Books, transport, personal expenses

Additional Parameters

Education Loan

College Financial Planning Guide

💳 Education Loan Options

Government Banks
SBI, PNB, Bank of Baroda - Lower interest rates (8-10%)
Private Banks
HDFC, ICICI, Axis - Faster processing (9-12%)
NBFCs
Credila, Avanse - Flexible terms (10-14%)
Loan Coverage
Up to ₹1.5 Cr for studies abroad, ₹10L-30L for India

🎓 Scholarship Opportunities

Government Scholarships
  • National Scholarship Portal (NSP)
  • AICTE Scholarships (Pragati/Saksham)
  • UGC Merit Scholarships
  • State Government Schemes
Private Scholarships
  • Tata Trusts Education Scholarships
  • Reliance Foundation Scholarships
  • HDFC Educational Crisis Fund
  • Corporate CSR Programs

📊 Budget Planning Tips

Essential Expenses (70%)
  • Tuition fees and exam fees
  • Hostel accommodation
  • Meals and basic food
  • Books and study materials
Discretionary (20%)
  • Entertainment and outings
  • Gadgets and electronics
  • Clothes and personal items
  • Travel home during breaks
Emergency Fund (10%)
  • Medical emergencies
  • Unexpected fee increases
  • Equipment replacement
  • Family emergencies

💼 Financial Planning Checklist

Before College Admission

  • Research and compare college fee structures
  • Apply for multiple scholarships early
  • Check education loan eligibility and rates
  • Prepare necessary financial documents
  • Create a 4-year financial projection

During College Years

  • Track monthly expenses using apps
  • Take advantage of student discounts
  • Consider part-time work if allowed
  • Renew scholarships annually
  • Build emergency fund gradually

Pro Tip: Start planning early! Education costs are rising 8-10% annually. Consider starting a dedicated education fund or SIP investment for future education needs. Remember, education is the best investment you can make in yourself.

Education Tools

Categories

Grade Calculations4
Financial Planning2
Study Planning2
Performance Analysis1

Excel Academically

Make informed decisions to boost your academic performance

Study Success Tips

Set SMART academic goals
Track your GPA regularly
Apply for scholarships early
Plan study hours effectively

Quick Academic Facts

Average study hours/day6-8 hrs
Good GPA threshold7.5+
Scholarship eligibility80%+
Study break ratio50:10

Academic Milestones

First ClassDean's ListTopperScholar